.insights-hero { padding: calc(var(--header-h) + 52px) 0 54px; background: linear-gradient(125deg, #f3f6fa 0%, #fff 76%); }
.insights-hero .breadcrumbs { margin-bottom: 36px; }
.eyebrow, .insight-category { display: inline-flex; color: var(--brand-navy); font-size: 13px; font-weight: 700; letter-spacing: .11em; text-transform: uppercase; }
.insights-hero h1 { margin: 10px 0 12px; color: var(--forest); font: 700 clamp(42px, 6vw, 68px)/1.04 Rubik, sans-serif; }
.insights-intro { max-width: 680px; margin: 0; color: var(--text); font-size: clamp(18px, 2vw, 22px); line-height: 1.6; }
.insights-list { padding: 64px 0 104px; }
.insight-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 26px; }
.insight-card { overflow: hidden; display: flex; flex-direction: column; min-width: 0; border: 1px solid #dbe3ec; border-radius: 18px 0 18px 0; background: #fff; box-shadow: 0 14px 40px rgba(0, 30, 69, .055); }
.insight-card-image, .insight-card-mark { display: grid; place-items: center; aspect-ratio: 1.72; overflow: hidden; background: #edf2f7; }
.insight-card-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .45s ease; }
.insight-card:hover .insight-card-image img { transform: scale(1.035); }
.insight-card-mark { color: rgba(0, 30, 69, .22); font: 700 clamp(56px, 8vw, 100px)/1 Rubik, sans-serif; }
.insight-card-copy { display: flex; flex: 1; flex-direction: column; align-items: flex-start; padding: 24px; }
.insight-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; color: var(--muted); font-size: 13px; }
.insight-meta span, .insight-category { color: var(--brand-navy); font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.insight-meta time::before { content: '·'; margin-right: 10px; color: #aab5c2; }
.insight-card h2 { margin: 14px 0 10px; color: var(--forest); font: 600 22px/1.28 Rubik, sans-serif; }
.insight-card h2 a { color: inherit; text-decoration: none; }
.insight-card h2 a:hover { color: var(--brand-navy); }
.insight-card-copy > p { margin: 0 0 20px; color: var(--text); line-height: 1.65; }
.insight-read { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; color: var(--brand-navy); font-weight: 700; text-decoration: none; }
.insight-read:hover { color: var(--forest); }
.insights-empty { display: flex; align-items: center; gap: 22px; max-width: 760px; margin: 10px auto; padding: 34px; border: 1px solid #dbe3ec; border-radius: 18px 0 18px 0; background: #f3f6fa; }
.insights-empty-mark { display: grid; flex: 0 0 58px; place-items: center; width: 58px; height: 58px; border-radius: 50%; background: #eef8db; color: var(--brand-navy); font: 700 26px Rubik, sans-serif; }
.insights-empty h2 { margin: 0 0 6px; font: 600 22px Rubik, sans-serif; }
.insights-empty p { margin: 0; color: var(--text); }
.insight-article { padding: calc(var(--header-h) + 30px) 0 96px; }
.insight-article-container { max-width: 1000px; }
.insight-article .breadcrumbs { margin-bottom: 38px; }
.insight-article-head { max-width: 820px; margin: 0 auto 34px; text-align: center; }
.insight-article-head .insight-category { text-decoration: none; }
.insight-article-head h1 { margin: 16px 0 14px; color: var(--forest); font: 700 clamp(34px, 5.5vw, 62px)/1.08 Rubik, sans-serif; }
.insight-deck { max-width: 730px; margin: 0 auto; color: var(--text); font-size: clamp(18px, 2vw, 22px); line-height: 1.6; }
.insight-byline { display: flex; justify-content: center; flex-wrap: wrap; gap: 9px; margin-top: 22px; color: var(--muted); font-size: 14px; }
.insight-feature-image { margin: 0 auto 46px; max-width: 1000px; overflow: hidden; border-radius: 20px 0 20px 0; background: #edf2f7; }
.insight-feature-image img { display: block; width: 100%; max-height: 560px; object-fit: cover; }
.prose { max-width: 740px; margin: 0 auto; color: var(--text); font-size: 19px; line-height: 1.85; }
.prose > * + * { margin-top: 1.35em; }
.prose h2 { margin: 2em 0 .65em; color: var(--forest); font: 600 clamp(24px, 3vw, 32px)/1.25 Rubik, sans-serif; }
.prose p { margin: 0; }
.prose ul { padding-left: 1.25em; }
.prose li + li { margin-top: .45em; }
.insight-back { max-width: 740px; margin: 50px auto 0; font-weight: 700; }
.insight-back a { color: var(--brand-navy); text-decoration: none; }
@media (max-width: 900px) { .insight-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) {
    .insights-hero { padding-top: calc(var(--header-h) + 32px); padding-bottom: 40px; }
    .insights-list { padding: 40px 0 72px; }
    .insight-grid { grid-template-columns: 1fr; gap: 18px; }
    .insight-card-copy { padding: 20px; }
    .insights-empty { align-items: flex-start; gap: 14px; padding: 22px; }
    .insights-empty-mark { flex-basis: 46px; width: 46px; height: 46px; }
    .insight-article { padding-top: calc(var(--header-h) + 20px); }
    .insight-article .breadcrumbs { margin-bottom: 28px; }
    .insight-article-head { text-align: left; }
    .insight-byline { justify-content: flex-start; }
    .insight-feature-image { margin-bottom: 30px; border-radius: 14px 0 14px 0; }
    .prose { font-size: 17px; line-height: 1.75; }
}
@media (prefers-reduced-motion: reduce) { .insight-card-image img { transition: none; } }